GXS Savings Account Pocket is Right. Guess, save and win a trip

Pocket is Right:
Guess, save, win a trip!

This June, we're giving you the chance to guess the price of a dream trip to Finland and win the cash equivalent!

Simply fund a Saving Pocket in your GXS Savings Account with your guess, and get a cash reward of up to S$20.

New GXS Savings Account sign-ups enjoy exclusive Grab and Singtel perks! Tap here for more.

June’s Destination: Finland

Guess the price of a 4-day, 3-night luxury retreat for two near the Arctic north, where you can see the northern lights dance in front of your eyes.

The closest two guesses win the cash equivalent of the trip, a S$50 Travel Cover voucher* by Grab and S$50 off Singtel ReadyRoam packages!

Here are some highlights to help you along.

🛫 Flight

Fly into the heart of Lapland aboard a premium European carrier where your journey starts with smooth skies and northern charm as you make your way toward a snow-covered destination near the Arctic Circle.

🏡 Stay

Spend your nights in a unique winter accommodation made entirely of ice and snow, where frosty sculptures and glittering walls make you feel like you’ve stepped into a real-life winter fairy tale.

⛰️ Experience

One of your main activities involves revving up through a forest trail and past the lakes of the Arctic Circle—not on skis or a sled, but on something much faster.

Guess the price of the above trip, and you could win the cash equivalent to make this adventure a reality!

Follow us on social media (@gxsbank) to unlock more exclusive clues throughout the month.

*Up to S$50 spend on travel insurance purchased on the Grab app with no minimum purchase. Travel Cover is underwritten by Chubb Insurance Singapore Limited ("Chubb") and distributed by Grab.

Cash Prize

Get the cash equivalent of the trip to make your dream getaway happen.

S$50 Travel Cover Voucher by Grab

Stay covered with S$50 off travel insurance* purchased via the Grab App.

S$50 off Singtel ReadyRoam packages

Stay connected on your travels with discounted roaming.

Extra perks with GXS Savings Account

For new and existing GXS Savings Account customers

Up to S$20 cash

Get a cash reward from S$1 to S$20 when you deposit min. S$2,000 into your "Finland" Saving Pocket, and hold it until 30 July.

That's a return of 2.59% to 14.15% p.a. interest on S$2,000!

Limited to one bonus cash reward per customer per month during the Pocket is Right Campaign.

For new GXS Savings Account sign-ups

3X GrabRewards points

Earn upsized 3X GrabRewards points on eligible Grab transactions when you pay with your linked GXS Savings Account for two months.

For new GXS Savings Account sign-ups

2 months of Amazon Prime

Enjoy free app subscriptions with CAST.SG, worth up to S$59!

a. Amazon Prime – first 60 days free
b. Viu Premium – first 90 days free
c. Wall Street Journal Digital – first 60 days free
d. McAfee Triple Protect – first 60 days free (2 devices)

How to take part:
1

Download GXS Bank app.

Open a GXS Savings Account if you don't have one!

Download app
2

Create a Saving Pocket.

Create a new Saving Pocket and name it after this month’s destination - “Finland”.

3

Deposit your guess amount

Deposit fresh funds into your “Finland” Saving Pocket from 1 to 30 June 2025. This is your official guess of the trip cost (including flights, stays, and experiences).

4

Hold your funds till
30 July

You’ll get a cash reward from S$1 to S$20.

The closest two guesses to the actual trip cost win the cash equivalent of the trip!

Limited to one bonus cash reward per customer per month.

For the full list of prizes and promotion terms, click here.

A monthly lucky draw will be conducted for the months of April, May and June 2024.

Existing GXS FlexiLoan customers are eligible for the lucky draw 

(if step 2 is completed during the 3 months), and are not eligible for the S$50 Grab voucher.
Period
Guess period
Funds must hold till
Winner announced

1 April

1 - 30 April

30 May

30 May

1 May

1 - 31 May

30 June

30 June

1 June

1 - 30 June

30 July

30 July

Important tips:

1
8 Chances to win: You can create up to 8 Saving Pockets, which means 8 guesses every month for a better shot at winning! 💡
2
Fresh Funds: To participate, deposits must be made with fresh funds.
3
New destination every month: Each month from April to June 2025, we'll unveil a new dream destination — be sure to check back for the latest chance to play!

Be rewarded every day with GXS Savings Account.

Earn up to 2.08% p.a. interest.

Get interest credited to your GXS Savings Account daily, not monthly. Yay to earning interest every day!

No lock in.
No penalties.

Withdraw any amount, anytime.

Personalise every pocket.

Make it, name it, nail it with Saving Pockets. Look, pretty motivation. It's now so much easier to set aside money for the things you love.

No minimum balance. No fees.

Say no to extra fees and minimum balance. There’s no hoops to jump when you save with us.

Got questions?

We got answers.

1. Who is eligible to take part in the Pocket is Right campaign?

Existing GXS Savings Account customers and new GXS Savings Account customers are eligible to take part in the Pocket is Right campaign.

2. What are fresh funds and how is it calculated?

Fresh funds means funds not transferred or withdrawn from any existing GXS Savings Account (i.e. not transferred from a Main Account, any Saving Pocket, or any Boost Pocket), and re-deposited into your GXS Savings Account.

For this Campaign, fresh funds will be the incremental amount of balances in your GXS Savings Account over the total balances in your GXS Savings Account as of 31 March 2025.

3. How much fresh funds should I bring in to take part?

The amount of fresh funds needed has to be equivalent or more than the guess amount.

For e.g., your guess is $3,868.88. The amount of fresh funds needed has to be equivalent or more than $3,868.88.

4. How are fresh funds calculated?

Fresh funds is the incremental amount of balances in your GXS Savings Account over the total balances in your account as of 31 March 2025.

5. I earn interest daily on my Saving Pockets, are they factored in the guess amount?

No, interest credited will not be included in your guess amount. Only the nett amount - the total amount you deposited minus the total amount you withdrew during the guess period will be considered your final guess amount.

For e.g. you deposit S$5,000.00 on 5 April, withdraw S$1,000.00 on 20 April and earn interest of S$8.00 for the month. 

At the end of the day of 30 April, your guess amount will be S$5,000.00 minus S$1,000.00 = S$4,000.00.

6. Can I change my guess amount and when is the guess amount locked in?

Yes, you can change your guess amount anytime during the guess period by depositing more funds or withdrawing funds from your Saving  Pocket.

Your guess amount will be locked based on the day end balance on the last day of the month, less any interest credited. 

You will then have to hold the fresh funds amount for the hold period of 1 month after the guess period. Winners of the Grand Prize will be announced on the 30th day of the next month.

7. How will I know if I have won the Pocket is Right campaign?

You will be notified via official GXS channels (email and/or GXS Bank app) if you are the winner with instructions on how to redeem your prizes. 

You will win the Grand Prize of the cash equivalent of the trip value. You will also be entitled to these prizes: (1) S$50 Travel Cover voucher by Grab (2)  S$50 off Singtel ReadyRoam packages.

8. How is the value of the sure-win cash reward determined?

To be eligible for the sure-win cash reward, ensure you deposit a minimum of S$2,000 into your Saving Pocket which is named after the featured destination. The sure-win cash reward amount is determined by our algorithm and ranges between S$1.00 to S$20.00.

Do note the sure-win randomised cash reward is limited to one reward per customer, per month. It will be credited to your GXS Savings Account at the end of the hold period.

9. How many sure-win cash rewards can I get?

You can earn up to 3 sure-win cash rewards, 1 for each month between April to June 2025 as long as you meet the eligibility requirements

Refer here for the Campaign Terms and Conditions.

10. How and when do I earn the 3X GrabRewards points during the ‘Pocket is Right’ campaign period?

To be eligible for 3X GrabRewards points, you need to open your GXS Savings Account between 1 April to 30 Jun 2025 and ensure your GXS Savings Account is linked to the Grab app as a payment method. Your spend on the Grab app for Grab Transport, Food, Mart and Express using your linked GXS Savings Account as a funding source in the following two months will qualify for 3X GrabRewards points. The table below illustrates the respective dates for 3X GrabReward points:

Your bonus GrabRewards points will be credited immediately after you make eligible transactions within the campaign period as illustrated in the above table, subject to Grab’s terms and conditions which shall apply.

11. How do I redeem the Singtel sign up offers?

To be eligible, you need to open your GXS Savings Account between 1 April to 30 Jun 2025. You will receive an email with instructions on how to redeem your Singtel offers of free 2 months of Amazon Prime and more with CAST.SG within 2 business days of signing up for GXS Savings Account.

12. Can I get more clues for the ‘Pocket is Right’ campaign?

Certainly! Just follow us on social media (@gxsbank) to unlock more exclusive clues throughout the month.

Homegrown bank, backed by homegrown parents

GXS holds a bank license issued by the Monetary Authority of Singapore.

It is backed by a consortium consisting of Grab Holdings Inc., Southeast Asia’s leading super app and Singtel, Asia’s leading communications technology group.

GXS is a separate entity and is not associated with Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

GXS Bank is a separate entity and is not associated with the businesses of Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS Bank. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.

For promotion terms and conditions, visit gxs.com.sg/pocketisright-terms