Grow your money with GXS Invest.

Scan this QR code with your mobile phone camera to download the GXS Bank app now.

GXS Invest

Make every dollar count

GXS Invest

Enjoy investing made easy with GXS Invest. Grow your savings at higher potential returns compared to regular savings accounts.

Plus, be protected with complimentary group personal accident insurance.

What is GXS Invest?

GXS Invest is an account that provides easy access to investment product(s), right on your GXS Bank app.

Currently, your funds will be invested into the Fullerton SGD Cash Fund - Class G.

Fullerton SGD Cash Fund is the largest SGD money market fund with a proven long-term track record, offering daily liquidity at low risk.

Managed by Fullerton Fund Management, part of Temasek Holdings.

Awarded the Best Money Market Fund by AsianInvestor Asset Management Awards 2025.
Latest yield: 2.39% p.a.
Accurate as of 10 July 2025

Historical returns are not guaranteed and do not represent the fund's future or actual returns and should be used for reference only. Please also note that the fund's yield does not represent future or actual returns of the fund.

Invest in just a few taps

Monitor your investments and view your latest holdings, such as the market value, returns and yield, easily on the GXS Bank app.

Why invest with GXS?

Easy way to invest from just S$1.

Invest easily from just S$1 with your GXS Savings Account. Track your returns easily on the GXS Bank app with just a few clicks.

No transaction fees or lock-in.

No transaction fees when you buy or sell. Withdraw anytime and receive your funds by the next working day*.
*Your redemption transaction must be placed successfully on a dealing day before the cut-off time of 3.30pm. Please refer to our FAQs for more information. Do also ensure you understand the fund's risks by going through the prospectus and/or product highlights sheet.

Bonus insurance protection.

Enjoy bonus group personal accident insurance of up to 3x your investment amount.
As an investor in the Fullerton SGD Cash Fund - Class G, you will be entitled to a complimentary Group Personal Accident Insurance coverage (Underwritten by Singapore Life Ltd.) of up to 3 times your investment value, subject to a maximum of S$100K, as long as you are between 19 and 75 years old Age Next Birthday (both age inclusive). For customers aged 65 years Age Next Birthday and above at the time of accident, the sum assured shall be reduced to 50% of benefits payable, subject to a maximum of S$50,000. This coverage is applicable to Singapore Citizens, Permanent Residents, or holders of either Employment Pass or S Pass. The terms, conditions and exclusions set out in the Insurance Product Summary shall apply.

How GXS Invest compares to common savings products

Start investing in 3 easy steps:

1

Download the GXS Bank app
and sign up for GXS Savings Account.

2

Apply for a GXS Invest account.

GXS Invest is available for GXS Savings Account customers only.

3

Subscribe to Fullerton SGD Cash Fund - Class G.

Your funds for investment will be debited from your GXS Savings Account.

That's it!

For the full list of prizes and promotion terms, click here.

A monthly lucky draw will be conducted for the months of April, May and June 2024.

Existing GXS FlexiLoan customers are eligible for the lucky draw 

(if step 2 is completed during the 3 months), and are not eligible for the S$50 Grab voucher.
Start investing now with GXS Invest.

Get started with your GXS Savings Account via the GXS Bank app today.
Download GXS Bank App

Got questions?

We got answers.

Am I eligible for GXS Invest?

You can open a GXS Invest account if:

  • You are a Singapore Citizen, Permanent Resident, or foreigner with a valid pass
  • You have a Singpass Myinfo account
  • You are at least 18 years old
  • You are residing in Singapore
  • You open or hold a GXS Savings Account

What is the Fullerton SGD Cash Fund?

Fullerton SGD Cash Fund is actively managed by Fullerton Fund Management, a Temasek Holdings and Income Insurance backed asset management company. The Fund seeks to provide investors with liquidity while achieving a return that is comparable to the SGD Bank Saving Deposits rate by investing primarily into Singapore Dollar-denominated deposits as well as Singapore government related bills.

Who is Fullerton Fund Management?

Fullerton Fund Management Company Ltd (“Fullerton”) is an active investment specialist, focused on optimising investment outcomes and enhancing investor experience. They help clients, including government entities, sovereign wealth funds, pension plans, insurance companies, private wealth and retail, from the region and beyond, to achieve their investment objectives through their suite of solutions. Fullerton's expertise encompasses equities, fixed income, multi-asset, alternatives and treasury management, across public and private markets. As an active manager, they place strong emphasis on performance, risk management and investment insights. Incorporated in 2003, Fullerton is headquartered in Singapore, and has associated offices in Shanghai, Jakarta and Brunei. Fullerton is part of Seviora, an independent asset management group, owned by Temasek. Income Insurance, a leading Singapore insurer, is a minority shareholder of Fullerton.

What is the complimentary Group Personal Accident Coverage?

Eligible customers who purchase the Fullerton SGD Cash Fund - Class G through GXS Bank will receive a complimentary Group Personal Accident insurance coverage, underwritten by Singapore Life Ltd (Singlife) and will be insured up to 3 times the investment amount in the event of death or Total and Permanent Disability, subject to a maximum of S$100,000.

“Investment amount” refers to the market value of the Fullerton SGD Cash Fund as of the day of the accident. The market value will be determined by multiplying the units owned by you by the Unit Price as of the day of accident.

If you are 65 age next birthday and above at the time of accident, the coverage would be reduced to 50% of benefits payable, subject to a maximum of S$50,000.

What is the eligibility criteria of the Group Personal Accident coverage?

You are eligible for the insurance coverage if you meet the following requirements:

  • You are between 19 and 75 years old Age Next Birthday (both ages inclusive);
  • You are a unitholder of the Fullerton SGD Cash Fund (Share Class G) purchased through GXS Bank Pte. Ltd.;
  • You are a Singaporean citizen, Singapore Permanent Resident or holders of valid Singapore employment pass but excludes work permit holders;
  • You are a resident of Singapore;
  • You are not a Prohibited Person (as defined in the Insurance Product Summary); and
  • Your application for cover under this Group Personal Accident Plan has been approved by Singlife

Homegrown bank, backed by homegrown parents

GXS holds a bank license issued by the Monetary Authority of Singapore.

It is backed by a consortium consisting of Grab Holdings Inc., Southeast Asia’s leading super app and Singtel, Asia’s leading communications technology group.

GXS is a separate entity and is not associated with Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Please visit www.gxs.com.sg/invest-account-terms for full terms and conditions that apply.

All investments come with risks, and you may lose all or part of your investment. Investments are not deposits and should not be treated as deposits.

You acknowledge that prior to making an investment, you have received, read and understood the relevant prospectus or other offering document and, where applicable, the product highlights sheet or other materials or documents relating to the investment product which you are applying to invest into, and agree to be bound by the prospectus and offering and constitutive documents of the investment product.

Past performance of an investment does not necessarily reflect its future performance. Any indicative return and/or distribution rate (where applicable) is for illustrative purposes only, and is not a prediction, projection or forecast of the future performance of the investment. There is no guarantee that the indicative return and/or distribution rate (where applicable) will be achieved. The value of investments and investment returns (including dividends, distributions, income or other returns) may rise or fall.

Prior to making an investment, you represent and warrant that you are fully aware of the risks involved in the investment, including the risks set out in the Invest Account Terms, and you undertake all investments and investment transactions at your sole risk.

You are responsible for your own investment decisions. We do not offer investment advice of any nature, and any information which we provide is not offered as investment advice or recommendations. Any such information which we provide is intended for general circulation and does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You shall place no reliance on us as giving you any advice or making any recommendations. You should seek your own independent financial, professional or other advice if necessary.

Unless we inform you otherwise, we are acting as your agent in the investment transaction.