Notices

With effect from 20 Oct 2026: the Rewards Terms will be updated to include additional Singtel merchants for Singtel Cashback.

Key Changes:

Section C (GXS Credit Card Rewards)

• Under Clause C2 (Definitions and Interpretation), the definition of "Eligible Singtel Transaction" is updated to include transactions charged by the following merchants:
  
  • SINGTEL SHOP BUGIS
  • SINGTEL SHOP 313
  • SINGTEL SHOP ANG MO KIO
  • SINGTEL SHOP CAUSEWAY
  • SINGTEL SHOP JURONG POINT
  • SINGTEL SHOP TAMPINES
  • KIOSK
• Eligible retail transactions made at these additional Singtel shop locations will qualify to earn 1.75% Singtel Cashback with no minimum spend required.

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View the revised Rewards Terms which will take effect from 20 Oct 2026 here: https://www.gxs.com.sg/rewards-terms

Updated as of 20 Oct 2026

With effect from 19 Nov 2026, the Rewards Terms will be updated with a revised definition of an Eligible Transaction.

Key Changes:

Section A (GXS Debit Card Rewards)

• Under Clause A2 (Definitions and Interpretation), the definition of “Eligible Transaction” is updated to exclude transactions classified under MCC7399 - Business Services, including AXS transactions. 

Section B (GXS FlexiCard Rewards)

• Under Clause B2 (Definitions and Interpretation), the definition of “Eligible Transaction” is updated to exclude transactions classified under MCC7399 - Business Services, including AXS transactions. 

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View the revised Rewards Terms which will take effect from 19 Nov 2026 here: https://www.gxs.com.sg/rewards-terms-updated

Updated as of 19 Oct 2026

With effect from 22 September 2026:

(1) The GXS Bank Terms of Use (“Terms of Use”) will be updated as follows.

The following new sections will be introduced to the Terms of Use:

New section: eBuddy, our Chatbot

• The terms and conditions of the GXS Chatbot Terms of Use https://www.gxs.com.sg/chatbot-terms will be incorporated into this section under the GXS Bank Terms of Use
• The terms and conditions for the Chatbot will also be revised:
  
  • To include chatbot features
  • To require you to fact-check content from our Chatbot
  • Regarding your provision of personal data or sensitive information in your use of our Chatbot

New section: Third party rights

• No third party shall have the right to enforce any terms under the Terms of Use

The following sections in the Terms of Use will be revised:

• ‍Intellectual property rights: To introduce new paragraphs on the sharing of Materials and use of Marks‍
• Disclaimers: To include additional disclaimers on content ‍
• You indemnify us: To include your indemnity for our affiliates, agents and/or service providers; and your indemnity for your use of our Chatbot (as originally stated in, and incorporated from, the GXS Chatbot Terms of Use)‍
• You should comply with our Acceptable Use Policy and prevailing laws and regulations: To include that content standards apply to Materials‍
• Responsibility to maintain upkeep of your devices: To include device security steps you should take‍
• Contact us: To include that you should only refer to official sources for our website and phone numbers

(2) The GXS Chatbot Terms of Use https://www.gxs.com.sg/chatbot-terms will be terminated and you will be automatically redirected to the GXS Bank Terms of Use from this URL.

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View the revised Terms of Use which will take effect from 22 September 2026 here: https://www.gxs.com.sg/terms-of-use

Updated as of 22 September 2026

With effect from 9 September 2026, Section B (Invest Account) of the GXS Invest Account Terms will be updated to introduce a new clause B2.3 for the new Auto-Invest (recurring investments) feature.

Here are the updated terms: www.gxs.com.sg/invest-account-terms

Updated as of 9 September 2026.

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With effect from 19 August 2026, we will be revising our GXS FlexiLoan Biz Terms, Section B - Clause B6.4 to update the grace period from 2 days to 3 days past your due date.

Here are the new terms:

GXS FlexiLoan Biz Terms: https://www.business.gxs.com.sg/biz-flexiloan-terms

With effect from 15 August 2026, the Odyssey Terms are revised to remove all references to Dash, as the GXS-Dash Terms are terminated.

Here are the new terms: https://www.gxs.com.sg/odyssey-terms

With effect from 11 August 2026: the FlexiCredit Terms will be updated to reflect changes to the GXS Credit Card Annual Fee.

Key Changes:

• ‍Fee Schedule for FlexiCredit Terms: Under Section D. GXS Credit Card of the Fee Schedule, the Annual Fee is updated to S$196.20 (inclusive of 9% GST) per year and its status has been updated to “Applicable”.
• If your Onboarding Date is on or before 31 December 2026, your first Annual Fee is waived.

View the revised FlexiCredit Terms which will take effect from 7 August 2026 here:

http://gxs.com.sg/flexicredit-terms

Updated as of 11 August 2026

With effect from 15 August 2026, the GXS-Dash Terms and the services and products that we provide to you under these Terms will be terminated: https://www.gxs.com.sg/dash-tncs

What does this mean for you?

From 15 August 2026, the following activities will no longer be available on the Dash app:

1. Linking your GXS Savings Account to your Dash account
2. Update daily transaction limit for linked GXS Savings Account
3. Viewing account details of linked GXS Savings Account
4. Send money directly from your linked GXS Savings Account
5. Top up Dash wallet using your GXS Savings Account
6. Make QR payments directly from your linked GXS Savings Account

There are no changes to your GXS Savings Account.

To top up your Dash Wallet, you can do so easily via PayNow on the Dash app.

Accordingly, with effect from 15 August 2026, all references to Dash in the Bank's terms and conditions (including Odyssey Terms) will be removed.

With effect from 31 July 2026: the Rewards Terms will be updated to introduce the new Singtel Cashback feature for the GXS Credit Card Rewards.

Key Changes:

• Section C (GXS Credit Card Rewards)
  
  • New definitions for "Eligible Singtel Transaction" and "Singtel Cashback" are added to Clause 2 (Definitions and Interpretation). An Eligible Singtel Transaction includes retail transactions classified under MCC 4814 across specific Singtel merchants.
    
  • A new Clause 5 (Singtel Cashback) is introduced to outline the earning mechanics for Singtel Cashback. You are eligible to receive Singtel Cashback calculated at 1.75% of the total Eligible Singtel Transaction amount charged during their monthly billing cycle.
    
    • There is no minimum spend required to earn the Singtel Cashback.
    • There is no cap on the amount of Singtel Cashback that a customer can earn each billing cycle.
    • The earned Singtel Cashback will be credited directly to your credit card account by the first day of the next billing cycle.
  • Clause 6 is revised to include that you may view Singtel Cashback in our mobile application.
    

View the revised Rewards Terms which will take effect from 31 July 2026 here: https://www.gxs.com.sg/rewards-terms

Updated as of 31 July 2026