Refer and earn with GXS Bank

This SG60, earn S$6 for every friend you successfully refer to GXS Bank, and an upsized S$60 for every 6 friends you refer!

Your friend can sign up for a GXS Savings Account, GXS FlexiCard or GXS FlexiLoan and enjoy our SG60 sign-up perks.

And the best part? There's no limit to how many friends you can refer. Refer, earn, repeat!

Offer ends 31 August 2025. Full T&Cs can be found here.

refer and earn in 3 easy steps

Benefits of GXS FlexiLoan

Attractive interest rate

Get quick cash with GXS FlexiLoan, now from 0% interest (EIR 4.13% p.a.) with Balance Transfer.

Flexible drawdown
and fast cash

A credit line at your fingertips. Draw what you need, when you need it, from as little as S$200. Receive your funds within minutes in your preferred bank account. When unexpected expenses strike, get your money lightning-fast in your account — no stress!

Flexible repayments

You’re in control - choose a repayment plan that works for you. For instalment loan, select a repayment tenure ranging from 2 to 60 months with an equal monthly repayment or a 0% Balance Transfer loan with just a one-time processing fee to kick things off, from a minimum tenure of 4 months.

Attractive interest rate

Get quick cash with GXS FlexiLoan, now from 0% interest (EIR 4.13% p.a.) with Balance Transfer.

Flexible drawdown and fast cash

A credit line at your fingertips. Draw what you need, when you need it, from as little as S$200. Receive your funds within minutes in your preferred bank account. When unexpected expenses strike, get your money lightning-fast in your account — no stress!

Flexible repayments

You’re in control - choose a repayment plan that works for you. For instalment loan, select a repayment tenure ranging from 2 to 60 months with an equal monthly repayment or a 0% Balance Transfer loan with just a one-time processing fee to kick things off, from a minimum tenure of 4 months.

Send your code to friends

Find your unique referral code in your email or within your GXS app inbox, and send it to your friend.

Get your friend on board

Your friend will have to successfully sign up for either a GXS Savings Account, GXS FlexiCard or GXS FlexiLoan using your unique referral code by 31 August 2025.

Time to cash In

Get S$6 for each friend you successfully refer, and an upsized S$60 for every 6 friends you refer!

There are no limits to how many friends you can refer.

Send your code to your friends

Find your unique referral code in your email or within your GXS app inbox, and send it to your friend.

Get your friend on board
‍‍
Your friend will have to successfully sign up for either a GXS Savings Account, GXS FlexiCard or GXS FlexiLoan using your unique referral code by 31 August 2025.

Time to cash in

Get S$6 for each friend you successfully refer, and an upsized S$60 for every 6 friends you refer!

There are no limits to how many friends you can refer.

FAQ

Who can participate in the 'Refer for Rewards' campaign?

All GXS Bank customers are welcome to participate in this campaign!

Simply refer your family and friends to apply for a GXS Bank product (GXS Savings Account, GXS FlexiLoan, or GXS FlexiCard) using your unique referral code, which can be found within your GXS Bank app Message Centre or email from GXS Bank.

What is a successful referral?

To qualify as a successful referral, your referee has to successfully open a GXS Bank product using your unique referral code to be eligible.

Refer to our terms and conditions.

I am not able to find my referral code in the GXS Bank app Message Centre. What should I do?

If you've just opened a GXS Bank account with us and do not see your referral code, don't worry! You will receive the referral code within 2 days from the time you open your account.

What GXS Bank products are eligible under the ‘Refer for Rewards’ campaign?

You can refer your friends who are new to GXS Bank, to sign up for any of these GXS Bank products - GXS Savings Account, GXS FlexiLoan or GXS FlexiCard. 

Your referee has to successfully open a GXS Bank product using your unique referral code to be eligible.

Refer to our terms and conditions.

Is there a limit to how many people I can refer for the ‘Refer for Rewards’ campaign?

The sky’s the limit! Keep sending those referrals our way!

Referral cashback is limited to the first 10,000 Successful Referrals during the Referral Campaign Period. So be sure to do it now!

Will I receive more rewards if my friend applies for more than 1 GXS Bank product?

You will only receive one cash reward for each friend that you refer, regardless of the number of GXS Bank products he/she successfully signed up for. 

Refer to our terms and conditions.

Where will my Referral Cashback be credited to?

If you are a GXS FlexiLoan only customer, you will need to open a GXS Savings Account by 31 August 2025 to receive your cash reward.

Referral Cashback shall be credited in the following manner:

  • For Introducers who are GXS Savings Account customers and GXS FlexiLoan customers, into the Main Account of your GXS Savings Account on or before 30 September 2025; and
  • For Introducers who are GXS FlexiCard customers and do not maintain a GXS Savings Account, into your GXS FlexiCard account on or before 30 September 2025.

For a full list of FAQs, please click here

Terms and Conditions

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

For full terms and conditions click here.


GXS Bank Pte. Ltd. (202005626H)