GXS Savings Account

Daily

Interest
Rewards

Be rewarded every single day when you bank with us. No hoops, no fees.

Get interest credited daily with GXS Savings Account, and unlimited instant cashback with GXS Debit Card.

Get started on the GXS Bank app today.

Hot promos, just for you.

NEW USER EXCLUSIVE

Earn up to 2.82% p.a.

Sign up for GXS Savings Account and get S$20 cashback with your first S$5,000 deposit into a 3-month Boost Pocket named "First Boost".

Sign up now

For promotion terms & conditions, visit here.

*T&Cs apply. Insured up to S$100K by SDIC. The effective interest rate (EIR) of 2.82% p.a. is an annualized figure for a S$5,000 3-month tenure Boost Pocket placement, calculated by projecting the cashback earned over the 3-month period onto a 12-month return and including the prevailing Boost Pocket interest of 1.22% p.a.

NEW USER EXCLUSIVE

Get S$10 off your next Grab ride

Sign up and pay with GXS Savings Account on any Grab transaction to get a S$10 Grab ride voucher.

Sign up now

T&Cs & disclaimers apply. Insured up to S$100K by SDIC. For new GXS Savings Account sign-ups and eligible Grab transactions only. Offer ends 30 June 2026.

Refer & earn S$8

Sharing is caring! Get S$8 for every friend who signs up for a GXS Savings Account using your referral code.

How to find your unique referral code:
Open GXS Bank app > Tap on 'Me' > Share with friends

Apply now

For promotion terms & conditions, visit here.

Referral offer ends on 30 April 2026.

Three ways to save. All in one place.

See your money grow and track your transactions in one place. No switching of bank accounts needed.

Boost Pocket

For spare cash

Up to

1.4

%
p.a.

  • 0.88% p.a. base interest credited daily
  • Bonus interest credited upon maturity: 
    1-month: 0.13% p.a.
    3-month: 0.34% p.a.
    4-month: 0.52% p.a. (NEW!)
    8-month: 0.42% p.a.
    12-month: 0.52% p.a.
  • Choose tenure of 1, 3, 4, 8 or 12 months
  • Open up to 5 Boost Pockets
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Saving
Pockets

For saving goals

1.08

%
p.a.

  • Interest credited daily
  • Open up to 8 Saving Pockets
  • No hoops. No fees.
    No lock-in.

‍

ExpandHide

Main Account

For everyday spend

0.88

%
p.a.

  • Interest credited daily
  • Unlimited instant cashback with min. S$10 spend on GXS Debit Card
  • Link to Grab/Dash apps for fuss-free payments
    ‍

More on GXS Debit Card

ExpandHide

To finish
It's that easy to save with GXS

2.68%p.a.

interest on Saving Pockets. No fees. No hoops.

2.38%p.a.

interest on your Main Account so that your money can work just as hard for you while you spend.

EIGHT

Open up to

Saving Pockets, so you can save even more for your goals.
You can deposit up to a maximum amount in your GXS Savings Account as stated in your GXS Bank app.

Sign up now

Earn more with Boost Pocket

Stash your cash and watch it soar.

Lock in and earn a higher rate of up to 1.4% p.a. for 1, 3, 4, 8 or 12 months. Get a base interest of 0.88% p.a. credited daily and bonus interest of up to 0.52% p.a. interest credited upon maturity.

Create up to 5 Boost Pockets, with a combined deposit limit of S$95,000. No salary crediting or minimum balance needed!

Open Boost Pocket

Daily interest.
For real.

Get interest credited to your GXS Savings Account daily, not monthly. Yay to seeing your money grow every single day!*

No lock in.
No penalties.

Withdraw any amount from your Saving Pocket anytime, back to your Main Account.

Personalise

every pocket

Make it, name it, nail it with our Pockets. Pretty motivation makes it so much easier to set aside money for the things you love.

No minimum balance.
No fees.

Say no to hidden fees or criteria like minimum balance or spend. Saving with us means no hoops, no fuss!

Get more with Grab & Dash

Part of your
everyday apps.

Perform essential transactions right within the Grab and Dash apps - secured by your GXS Bank passcode.

Turbo-charge
your GrabCoins.

Get 0.6% back in GrabCoins¹ when you pay with your linked GXS Savings Account for eligible Grab transactions.

Manage on the go

More rewards
as you spend.

Unlock a special treat for every $10 spent on your GXS debit card! Get your digital debit card instantly on sign up and start your rewards journey with us.

Boost your
points.

Level up your points game. Get 1.2 x points when you pay with GXS on the Grab and Singtel Dash app. Drum roll please: get 2,500 points boost when you link and set your GXS account as the primary payment mode on Grab and/or Dash.

Terms apply

Smooth
transfers.

Send and receive money easily and securely with PayNow and bank transfers.

Close control.

Track your money in and out. Manage your transaction limits. It's real simple.

Up to S$100 cashback
when
you sign up

Save
S$20

Cashback

Sign up for a GXS Savings Account and deposit S$5k
(min. 3 month hold).


GXS Savings accounts
Spend
S$20

Cashback

Just spend S$200 on your GXS Debit Card or GXS FlexiCard.



Debit

|

Credit
Borrow
S$60

Cashback

Sign up for a GXS FlexiLoan and draw down S$10k from your Balance Transfer

(min. 9 month tenure).

GXS FlexiLoan
Sign up now

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The best of three worldsEnjoy exclusive deals and rewards with Grab and Singtel as a GXS Bank user.

Get 5% back in GrabRewards points when you pay with GXS Savings Account on your Grab app.

GXS accounts

New S$2 off worldwide roaming with Singtel

GXS cards
Sign up now

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Help centre

Got questions?

We got answers.

Visit our Help Centre for FAQs or chat with us on the GXS Bank app.
We’re online all day, every day.

Help centre

Deposit Account Terms

Deposit Insurance Scheme

1. This translates to up to 0.6% back on your spend in GrabCoins. View full T&Cs for Grab and Singtel here.

You can open one GXS Savings Account in your own name and deposit a total of up to S$95,000.

GXS Bank is a separate entity and is not associated with the businesses of Grab, Singtel and their entities. The GXS Savings Account and GXS Debit Card are provided by GXS Bank. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.

© 2026 GXS Bank Pte. Ltd. (202005626H). All rights reserved. 3 Media Close, #09-00, Singapore 138498