Promotions
*Hold your investment till 31 August 2026 to be eligible for cashback. Limited to the first 5,000 successful customers. T&Cs apply.
Get up to S$300 when you invest
Enjoy up to S$300 cashback when you invest min. S$5,000 into any of the 5 funds on GXS Invest from now till 31 July 2026.*
Limited to the first 2,000 referrals. T&Cs apply.
Refer and get $30 Amazon voucher
For every new customer who signs up with GXS Bank using your referral code and invests min. S$5,000 with GXS Invest. Find your referral code: GXS Bank app > 'Me' tab > Share with Friends
Offer valid from 25 May to 31 Aug 2026. Min. loan tenure of 12 months required. T&Cs apply.
Get 3% rebate on your loan
Till 31 July, enjoy a 3% rebate on your loan (capped at S$800 cashback)! Sign up for a GXS FlexiLoan account, take an Instalment Loan of min. S$10,000 and name your loan "SOFLEX!" to be eligible.
Valid till 30 Sep 2026 for the first 1,500 eligible customers only. T&Cs apply.
For new users: Earn up to 2.82% p.a.
Sign up for GXS Savings Account and get S$20 cashback with your first S$5,000 into a 3-month Boost Pocket named "First Boost".
T&Cs apply.
Refer & earn S$8
Get S$8 for every friend who signs up for a GXS Savings Account using your referral code. Find your unique referral code: Open GXS Bank app > Tap on 'Me' > Share with friends
Promotion is valid till 31 December 2026. T&Cs apply.
20% rebate on Singtel & GOMO bills
Get a 20% rebate on Singtel and GOMO bills when you pay your bill with GXS FlexiCard! Valid for bill amount of min. S$10. Rebate is capped at S$5 per calendar month, rewarded in the form of cashback.
*For campaign terms & conditions, visit here.
JB weekend perks with GXS FlexiCard
Get a free Grab ride and enjoy 18% cashback on Grab spends in Malaysia all weekend with GXS FlexiCard!
*For campaign terms & conditions, visit here.
0% fees* for your first month
Apply for GXS FlexiLoan Biz and/or Working Capital Loan to enjoy up to S$15,000 in fee rebates.
Got questions?
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Homegrown bank, backed by homegrown parents
GXS holds a bank license issued by the Monetary Authority of Singapore.
It is backed by a consortium consisting of Grab Holdings Inc., Southeast Asia’s leading super app and Singtel, Asia’s leading communications technology group.
GXS is a separate entity and is not associated with Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS.
GXS Bank is a separate entity and is not associated with the businesses of Shell, Grab Holdings, Singtel and their entities. The GXS Savings Account, GXS FlexiLoan and GXS FlexiCard are provided by GXS Bank. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Effective Interest Rate (EIR) is calculated based on an average loan amount of S$10,000 with a 24-month repayment period, from 1 Jan 2024 to 1 Jan 2026.
By applying for the GXS FlexiLoan, you confirm that you are between 21 to 65 years old (inclusive), a Singaporean citizen or permanent resident, and earn a minimum income of S$20,000 p.a., and you consent to GXS Bank reporting to, or conducting checks with, Credit Bureau (Singapore) Pte Ltd for the purposes of your loan application.
Approval of all GXS FlexiLoan and GXS FlexiCard applications is subject to receipt of all supporting documents and further review. GXS Bank reserves the right to approve or reject your application without providing any reasons. Late interest charges/fees may apply in the event of late repayment. Your GXS FlexiLoan or GXS FlexiCard is subject to review from time to time, and may be cancelled by GXS Bank at its discretion.
At the moment, each applicant can only be eligible for one credit product under GXS Bank. In addition, if you hold a Grab PCA (Partner Cash Advance) and have drawn down on your Grab PCA at the point of submitting a GXS FlexiCard application, this may also affect the application outcome.GXS Bank Pte. Ltd. (202005626H)
