Exclusive student perks
with GXS Bank


Unlock student perks with GXS Bank for more exclusive rewards. Open to all tertiary students!

With GXS Savings Account, GXS Debit Card and GXS FlexiCard, we’ve got everything you need to save, spend and live smarter.

Sign up now

Student perks you'll love:

Save smarter, chill harder.

Earn up to 2.38% p.a. Interest with your GXS Savings Account – That’s 1.98% p.a. with Saving Pocket + an exclusive 0.4% p.a. bonus interest just for students, helping you hit your goals faster.

The additional bonus interest for students is paid only on the first S$5,000 of your balances in your GXS Savings Account (total in Main Account, Saving Pockets and Boost Pockets) for 6 months from May 2025.

Flex your way to more cashback.

• S$10 cashback: Sign up for a GXS Savings Account and spend min. S$10 with GXS Debit Card

• S$6 cashback: Deposit S$6,000 or more in GXS Savings Account + hold for 1 month

• 10% cashback on all eligible GXS Debit Card spends (capped at S$20)

Keep swiping, keep earning.

Stretch your allowance further with 10% cashback on all your eligible spends with GXS FlexiCard (capped at S$30).

Sign up with your school email address now!

Refer other students, everyone wins.

Share the love and reap the rewards! Get your friends to sign up for a GXS Savings Account or GXS FlexiCard with their school email address and your unique referral code.

Receive S$6 for every friend referred and an upsized S$60 total for every 6 friends referred.

Plus, the top 3 to refer the most students win a Dyson Airwrap or Nintendo Switch 2!

Level up your investments and get rewarded!

Get up to S$90 worth of rewards when you invest with UP, including S$30 Grab vouchers, S$30 worth of S&P ETF, and S$30 cash credit when you invest with UP, a new MAS-licensed, beginner-friendly investing app!

GOMO by Singtel
Singtel Prepaid SIM
Singtel Prepaid YAY! Plan
Price

S$15
(S$12 for 1st 3 months)

S$12.80
(U.P S$15)

S$19.90

Inclusions

300GB
500 local mins
500 SMS
6GB roaming data*
12 months 5G boost

150GB 5G data
S$15 credits

50GB
1000 IDD mins
2500 local mins

Extra Perks

Free 12 month 5G Boost (Worth S$10.18)

Free 12 months
200GB 5G

Free VIU premium worth S$19.90

10GB Roaming data (Malaysia, Bangladesh, India, Indonesia, Thailand)

*Roaming data to Malaysia, Indonesia, Thailand, Taiwan, Australia

The products that work for you.

GXS Savings Account

Save like a pro.

Earn up to 1.98% p.a. interest with your GXS Savings Account

Get interest credited daily, not monthly. Yay to compounding interest!

Set savings goals with customisable Saving Pockets.

Start Saving Smarter

GXS Debit Card

Spend and be rewarded.

Earn instant cashback on eligible transactions of min. S$10

No annual fees or foreign transaction fees

New GXS Savings Account users get S$10 cashback with 1 eligible GXS Debit Card spend (min. S$10)

New users earn 10% cashback on all eligible spends (capped at S$20)

Explore GXS Debit Card Perks

GXS FlexiCard

A credit card with no income requirement.

No minimum income required and no interest

Earn instant cashback on eligible transactions of min. S$10

No foreign transaction fees

New users earn 10% cashback on all eligible spends (capped at S$30)

Note: GXS FlexiCard is available to those aged 21 to 55.

Discover GXS FlexiCard Benefits
How It Works:
1

Sign up in minutes.

Download the GXS Bank app and sign up for GXS Savings Account and/or GXS FlexiCard using your eligible student email.

Remember to change your Singpass email to your school email address to enjoy the student perks!

*Do ensure that you have read and are agreeable to the terms and conditions before you sign up.

2

Start earning cashback with your spends.

Spend with your GXS Debit Card and/or GXS FlexiCard and earn 10% cashback on all eligible spends of min. S$10!

3

Refer other students and win attractive prizes.

Top 3 to refer the most students win a Dyson Airwrap or Nintendo Switch 2. Plus, everyone earns S$6 for every student referred and S$60 for every 6 students referred.

Share your unique referral code and refer your friends to sign up with their school email today!

For the full list of prizes and promotion terms, click here.

A monthly lucky draw will be conducted for the months of April, May and June 2024.

Existing GXS FlexiLoan customers are eligible for the lucky draw 

(if step 2 is completed during the 3 months), and are not eligible for the S$50 Grab voucher.

Got questions?

We got answers.

How do I qualify for this promotion?

Simply sign up using your eligible school email by 30 September 2025. Do ensure that the email address in your Singpass is changed to your school email. Promotion is available to all tertiary students.

How do I enjoy my perks?

A. S$10 cashback: Sign up for a GXS Savings Account and earn S$10 cashback with 1 eligible GXS Debit Card spend of minimum S$10.

B. S$6 cashback: Deposit S$6,000 or more in GXS Savings Account and hold for one month.

C. 10% cashback: Sign up for GXS Debit Card or GXS FlexiCard to get cashback on all eligible spends. Cashback is capped at S$20 for GXS Debit Card and S$30 for GXS FlexiCard

D. Referral Programme:

  • Share your unique referral code to other students
  • Get them to change their Singpass email address to their school email address
  • Have them sign up for a GXS Bank account using their school email address and your referral code
  • Top 3 students who refer the most friends score a Nintendo Switch 2 or Dyson Airwrap, so refer as many students as you can
  • Plus you earn S$6 per referral and a total of S$60 when you refer 6 friends

Homegrown bank, backed by homegrown parents

GXS holds a bank license issued by the Monetary Authority of Singapore.

It is backed by a consortium consisting of Grab Holdings Inc., Southeast Asia’s leading super app and Singtel, Asia’s leading communications technology group.

GXS is a separate entity and is not associated with Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

GXS Bank is a separate entity and is not associated with the businesses of Grab Holdings and Singtel. The GXS Savings Account, GXS Debit Card and GXS FlexiCard are provided by GXS Bank. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.

For full terms and conditions for Student Perks click here.
For GXS Bank product terms and conditions click here.

*Eligibility checks apply. Offer is valid only for individuals who are students from eligible institutions.