Spend with GXS

Put your dollar
to work

on the go.

Get rewarded.

Good becomes great when you’re on the app! Make better decisions with insights on the coming and going of your cash, and earn rewards you actually want.

Turbo-charge your points.

More rewards
as you spend.

Unlock a special treat for every $10 spent on your GXS debit card! Get your digital debit card instantly on sign up and start your rewards journey with us.

Boost your

Level up your points game. Get 1.2 x points when you pay with GXS on the Grab and Singtel Dash app. Drum roll please: get 2,500 points boost when you link and set your GXS account as the primary payment mode on Grab and/or Dash.

Terms apply

Level up your points game. Get a Spend Boost of 1.2X points every time you pay with GXS on the Grab1 and Singtel Dash2 apps.

Drum roll please: get a Link Boost of 2,500 reward points when you link your GXS Savings Account to your Grab3 and Dash apps! T&Cs apply4.

Terms apply

Part of your everyday apps.

Perform essential transactions right within the Grab and Singtel Dash apps - secured by your GXS passcode.


Send and receive money easily and securely with PayNow and bank transfers.

Close control.

Track your money in and out. Manage your transaction limits. It's real simple.

Homegrown bank, backed by homegrown parents

GXS holds a bank license issued by the Monetary Authority of Singapore.

It is backed by a consortium consisting of Grab Holdings Inc., Southeast Asia’s leading super app and Singtel, Asia’s leading communications technology group.

GXS is a separate entity and is not associated with Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS.

Got questions?

We got answers.

Visit our Help Centre for FAQs or chat with us on the GXS app.
We’re online all day, every day.

Deposit Account Terms

Deposit Insurance Scheme

1. This translates to up to 1.44% spend back in GrabRewards points.

2. Applicable for Dash QR code payments, including merchants like Cheers, NTUC, Sheng Siong. Excludes Fave transactions and merchants at hawker centres, coffee shops and JTC canteens.

3. GXS Savings Account to be linked and set as primary payment mode on Grab.

4. View full T&Cs for Grab and Singtel here.