5.1 The Debit Card Rewards are available to you for your retail transactions for their personal use only. Should your spending be deemed by the Bank to be of commercial and/or non-personal use, the Bank reserves the right to refuse to award any Rewards. The Bank reserves the right to validate the nature of the transactions through any relevant merchants in arriving at this decision.
5.2 The Bank reserves the right at any time without giving any reason or notice you to claw-back, deduct, withdraw, or cancel any Reward awarded to you for instances of reversals, cancelled, void, disputed transactions or abuse of the Rewards programme, for any other reason whatsoever, and without any compensation or liability to you.
5.3 If the Bank at any time determines at its sole and absolute discretion that any of the requirements of the Debit Card Rewards were not met or complied with, the Bank reserves the right to recover any or all Rewards(s) by deduction from your savings account or any account you maintain with us.
5.4 If your savings account and/or debit card account is closed prior to the crediting of a Reward for any reason, or if an Eligible Transaction is reversed or refunded (in full or in part), the Reward that has yet to be credited will be forfeited notwithstanding that it was accrued under these Debit Card Rewards. Unused or unredeemed Rewards will be automatically cancelled and forfeited upon the closure of your savings account and/or debit card account for any reason.The claimed or unused Rewards shall not be transferable to any other person or card account.
5.5 The Bank’s records and decisions on all matters relating to the Debit Card Rewards (including but not limited to the eligibility of any person to participate in the Debit Card Rewards and the awarding of any Reward) shall be final, conclusive and binding on all customers. We are not obliged to entertain any correspondence.
5.6 The Bank’s decision on all matters relating to the Debit Card Rewards is final and binding on you. We are not obliged to entertain any correspondence.
5.7 The Bank is not responsible or liable for any Loss that you may incur as a result of us acting on any instruction that was not authorised by you or did not come from you, unless such Loss is caused by our gross negligence, wilful misconduct or fraud. “Loss” means any losses, damages, costs (including legal costs on a full indemnity basis), expenses, liabilities, taxes, charges, suits, proceedings, actions, claims, any other demands or remedies of any kind, whatsoever and however caused, whether arising under contract, tort or otherwise, and including any lost profits, earnings, business, goodwill or opportunity, whether or not foreseeable, and whether direct, indirect or consequential.
5.8 The Bank is not responsible for any failure or delay in the transmission of any transaction by any party, including acquiring merchants, merchant establishments or any telecommunication provider.
5.9 The Bank may add to, amend, modify or vary any or all of these Terms (including our fees and charges) at any time. Such addition, amendment, modification or variation will take effect on the date we specify. The Bank will notify you of any such addition, amendment, modification or variation. The Bank may introduce additional terms and conditions governing new features, services and products without giving you any advance notice. Nonetheless, we will use reasonable endeavours to provide you with 30 days' advance notice for any variation relating to our fees and charges and your liabilities or obligations, unless the addition, amendment, modification or variation is clarificatory in nature or required for compliance with Applicable Law (which may take effect immediately).
5.10 The prevailing Deposit Account Terms, Card Account Terms and any other applicable terms and conditions of the Bank (“Account Terms”) shall continue to apply. In the event of any inconsistency between these Terms and the Account Terms, these Terms shall, to the extent of such inconsistency, prevail in respect of matters relating to the Debit Card Rewards.
5.11 A third party who is not a party to these Terms shall have no rights under the Contracts (Rights of Third Parties) Act 2001 of Singapore to enforce or enjoy the benefit of any provision of these Terms.
5.12 These Terms shall be governed by and interpreted in accordance with Singapore law, and you agree to submit to the exclusive jurisdiction of the Singapore courts.
5.13 Unless otherwise stated, this Programme is not valid with other offers, discounts, rebates, vouchers, privileges or promotions.
GXS Bank Pte. Ltd. (UEN: 202005626H)