Terms and conditions governing Perfect 10 (“Promotion”)

1. Promotion Period: The Promotion is available from 1 December 2023 to 31 December 2023 (both dates inclusive) or any such date(s) as may be determined and notified by the Bank in its sole discretion (“Promotion Period”).
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2. Eligibility: 

1. The Promotion is available to you if:
   i. you maintain a GXS Savings Account during the Promotion Period;
   ii. your GXS Savings Account is active and in good standing with the Bank until the point(s) of fulfilment of Voucher(s) and Prize(s) (each as defined below) for this Promotion,
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   (“Eligible Customer”).
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2. You will not be an Eligible Customer for this Promotion for any new GXS Savings Account you successfully open, if you held and closed a GXS Savings Account previously.
3. The employees/staff of the Bank or any of the Bank’s subsidiaries who are Eligible Customers may participate in the Promotion to receive a Perfect 10 Reward, but are not eligible to participate in, or be allotted Chances for, the Perfect 10 Lucky Draw.

3. Promotion:

Under this Promotion:

1. Eligible Customers shall receive one (1) Perfect 10 Reward (“Reward”) comprising a S$10 GrabGifts voucher and a S$10 Singtel voucher (collectively, “Vouchers”) when you successfully complete your first ten (10) Eligible Transactions using your GXS Savings Account during the Promotion Period (“Successful Customers”).

2. The Perfect 10 Lucky Draw (“Draw”) will also be conducted to award the following ten (10) prizes to ten (10) Successful Customers:
   i. five (5) prizes of one (1) million GrabRewards points (worth S$2,170) each; and
   ii. five (5) prizes of one (1) S$2,000 Singtel voucher each
   
   (each a “Prize” and collectively, “Prizes”).
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4. Perfect 10 Reward

1. The Vouchers shall be in the form of a GrabGifts voucher code and a Singtel voucher code respectively, and will be notified to Successful Customers by an email to your last known email address in the Bank’s records and/or through a push notification in the GXS app after the Promotion Period, on or before 05 January 2024.

2. Vouchers are issued on a first-come-first served basis and are while stocks last. Limited to one (1) set of Vouchers per Successful Customer throughout the Promotion Period.
3. If the Bank at any time determines at its sole and absolute discretion that any of the requirements of the Promotion were not met or complied with, the Bank reserves the right to recover the equivalent value of the Vouchers awarded by deduction from your GXS Savings Account or any account you maintain with us.
4. The Bank reserves the right to replace, exchange, vary or substitute the Vouchers (or any part(s) thereof) with an item(s) of equivalent value at its sole discretion without prior notice or reason and without liability to any persons.
5. If your GXS Savings Account is closed prior to the notification of the Vouchers for any reason, or if an Eligible Transaction is reversed or refunded (in full or in part), the Vouchers that have yet to be notified to you may be forfeited notwithstanding that it was accrued under this Promotion. Unused or unredeemed Vouchers may be cancelled and forfeited upon the closure of your GXS Savings Account for any reason. The unused Vouchers shall not be transferable to any other person.
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5. Perfect 10 Lucky Draw

Chances for the Draw:

1. Successful Customers (i.e. customers who have fulfilled the requirements to receive Vouchers under this Promotion) will automatically be allotted one (1) chance to participate in the Draw (“Chance”).

2. Thereafter, Successful Customers will be allotted one (1) additional Chance for every additional ten (10) Eligible Transactions performed.
3. All Chances allotted to a Successful Customer will be aggregated for purposes of the Draw. There is no limit to the number of additional Chances a Successful Customer can be allotted.
4. Chances accumulated are not transferable and may be cancelled upon the suspension, cancellation and/or termination of the relevant GXS Savings Account or GXS Debit Card, without the Bank incurring any liability to you or any other person. Chances cannot be transferred to or combined with Chances awarded to any other GXS customer. In the event that a GXS Savings Account is closed and a new GXS Savings Account is opened by you, Chances accumulated from the closed account will not be transferred to the new account.
5. A Successful Customer’s name will be automatically submitted to the Draw pool when each Chance is awarded. If you do not wish to participate in the Draw (i.e. wish to opt out of the chance to win a Prize), please inform the Bank via the GXS app, Help Centre: GXS Chat (Recommended), GXS app, Help Centre: Contact Us form or calling the GXS Hotline: (+65) 3105 2055 on or before the last day of the Promotion Period, i.e. 31 December 2023.
   
   Draw and Draw Date:
6. The Draw will be conducted on 04 January 2024 (the “Draw Date”) between 10:00 am to 06:00 pm (Singapore time) at the GXS office located at 3 Media Close, #09-00, Singapore 138498 (or such other date, time or location as the Bank may determine at its sole and absolute discretion without prior notice). The Draw will be witnessed by an external auditor or other scrutineer appointed by the Bank at its sole and absolute discretion.
7. A total of ten (10) winners will be selected at random from the pool of Successful Customers (“Winners”) by the Bank using such methods and in such manner (which may be manual or computerised) as the Bank may determine in its sole discretion. No alternative or reserve winners will be drawn to replace any Winner who is or may be subsequently found to be ineligible or disqualified from the Draw, or whose Prize is unclaimed for any reason.
8. All Prizes will be allocated at random to each of the Winners, and Winners will not have a choice of which Prize they win.
   
   Prizes for the Draw:
9. Each Winner is limited to win only one (1) Prize. Once a Successful Customer has been selected as a Winner for a Prize during the Draw, the Successful Customer cannot be selected to receive another Prize.
10. If a Winner is subsequently discovered to not be a Successful Customer or not be eligible or qualified to receive or claim a Prize (which eligibility or qualification shall be determined at the Bank’s sole discretion) for any reason, the Bank reserves the right to forfeit the Prize, reclaim the Prize or charge you the full value of the Prize, without prior notice to you.
11. If your GXS Savings Account is closed prior to the Draw or the crediting of a Prize for any reason, or if an Eligible Transaction is reversed or refunded (in full or in part), the Prize that has yet to be credited may be forfeited notwithstanding that it was accrued under these Terms and the Draw. Unused or unredeemed Prizes may be automatically cancelled and forfeited upon the closure of your GXS Savings Account for any reason. The claimed or unused Prizes shall not be transferable to any other person.
12. Each Winner will be notified by email to your last known email address in the Bank’s records and/or through push notifications in the GXS app on 05 January 2024 or on any such date as the Bank may determine in its absolute discretion but in any case on or before 11 January 2024 which is seven (7) days after the Draw Date (“Prize Winner Notification”). Each Winner may also be contacted by telephone using your last known contact number in the Bank’s records. Only the Winners will be notified of the results of the Lucky Draw Promotion.
13. For Prizes which are the one million GrabRewards points, the Prize will be fulfilled and credited by Grab by 18 January 2024, directly into the Grab account which the Winner has linked to their GXS Savings Account as a funding source on the Draw Date, subject to the applicable terms and conditions of Grab, notwithstanding that the Winner has won a Prize under these Terms and the Draw. Each Prize Winner must ensure that your GXS Savings Account is linked as a funding source to a Grab account maintained by you. In the event Grab is unable to credit the points into your Grab account by 18 January 2024 for any reason (including for your GXS Savings Account not being linked to your Grab account as a funding source at the point of fulfilment and crediting), your Prize of GrabRewards points will be deemed to be forfeited by you in full.
14. For Prizes which are the S$2,000 Singtel voucher, the Prize shall be in the form of a Singtel voucher code which will be notified to Successful Customers within the Prize Winner Notification.
15. The details (full name and partially masked NRIC) of the Winners will also be announced on GXS’ website at www.gxs.com.sg/perfect-10.
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6. Personal Data Consent:

1. Any Successful Customer who does not withdraw his or her participation in the Draw in accordance with these Terms, and in addition to any consent already provided to the Bank and any right of the Bank under applicable laws, consents to the Bank (and any other necessary third party) collecting, using and disclosing your information (including your personal data) for purposes relating to your participation in the Draw, including:
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   i. to notify you of the Draw results and for the announcement of the Winners on the GXS website/social media page/app, newspaper and/or such other channels as the Bank may determine in its sole discretion;
   ii. with respect to the claiming, redemption or collection of the Prize; and/or
   iii. to contact you for any publicity in connection with the Draw, including without limitation, for any request to take photographs and/or videos of you or for a quote or interview with respect to the Draw.