THE MOST 
Wonderful time  
Of the year

the most wonderful time of the year

Be one of 30 winners to win these epic prizes

S$10,000 worth of Takashimaya shopping

15 winners

A culinary Mastercard Priceless Experience for two at Odette 

15 winners

Earn chances and
get big cashback

SPEND

Get a daily chance to win when you spend with GXS FlexiCard or GXS Debit Card.

Plus, enjoy 100 bonus chances with daily card spend from 1 to 31 December 2025!

Standard card exclusions apply.

Daily chance
with any card spend
SAVE

It's the season to save! Enjoy S$40 cashback and 10 chances with every S$10K deposit into a Saving or Boost Pocket named "Xmas" by 31 Dec 2025.

S$40
cashback
+
10
chances
BORROW

Need cash this season? Get a GXS FlexiLoan of min. S$10K (min. 12-month tenure) and name your loan "Xmas" to enjoy S$100 cashback.

Plus, earn 50 chances for every S$10K drawdown!

S$100
cashback
+
50
chances
INVEST

Get S$5 cashback when you invest min. S$1,000 in the Fullerton SGD Cash Fund (Class G) with GXS Invest by 31 Dec 2025, and hold it till 31 Jan 2026.

Plus, earn 10 chances for every S$1,000 invested!

S$5
cashback
+
10
chances

Sign up or refer others to GXS Bank and enjoy double the chances!

3 easy steps to get started:

1

Download the
GXS Bank app

2

Save, spend, borrow or invest

from 17 Nov to 31 Dec 2025. Every eligible transaction earns you cashback and chances!

3

Get cashback and watch your chances grow!

Stack up your chances to win S$10K in Takashimaya shopping or a culinary Mastercard Priceless Experience for two at Odette!

GXS Bank is a separate entity and is not associated with the businesses of Odette, Takashimaya, Grab Holdings, Singtel and their entities. The GXS Savings Account, GXS FlexiLoan, GXS Debit Card, GXS FlexiCard and GXS Invest are provided by GXS Bank. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.

This advertisement has not been reviewed by the Monetary Authority of Singapore. GXS Invest is an investment product, not a savings account. Your capital is neither insured by SDIC nor guaranteed, and may fluctuate with market conditions. GXS Invest risk disclosures apply.

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

By applying for the GXS FlexiLoan, you confirm that you are between 21 to 65 years old (inclusive), a Singaporean citizen or permanent resident, and earn a minimum income of S$20,000 p.a., and you consent to GXS Bank reporting to, or conducting checks with, Credit Bureau (Singapore) Pte Ltd for the purposes of your loan application.

Approval of all GXS FlexiLoan and GXS FlexiCard applications is subject to receipt of all supporting documents and further review. GXS Bank reserves the right to approve or reject your application without providing any reasons. Late interest charges/fees may apply in the event of late repayment. Your GXS FlexiLoan or GXS FlexiCard is subject to review from time to time, and may be cancelled by GXS Bank at its discretion.

At the moment, each applicant can only be eligible for one credit product under GXS Bank. In addition, if you hold a Grab PCA (Partner Cash Advance) and have drawn down on your Grab PCA at the point of submitting a GXS FlexiCard application, this may also affect the application outcome.GXS Bank Pte. Ltd. (202005626H)

For product terms and conditions of GXS Savings Account, GXS Debit Card, GXS FlexiCard, GXS FlexiLoan and GXS Invest, please refer to www.gxs.com.sg/tnc

For promotion terms and conditions, visit www.gxs.com.sg/xmas25-terms