DREAM Home Come True

with IKEA and GXS BANK

DREAM HOME COME TRUE

with IKEA and GXS BANK

Bring your dream space to life with IKEA and GXS Bank.

With GXS FlexiLoan, get a cash boost and pay for your IKEA purchases in small, manageable monthly payments.

Enjoy flexible payments with GXS FlexiLoan.

Whether you're designing your dream kitchen or refreshing your living space, a personal loan like GXS FlexiLoan can help you manage expenses.

Get the cash you need in minutes with low interest rates and zero fees. Choose your loan amount and duration, with small, monthly repayments.

T&Cs apply.

IKEA customers enjoy more with GXS FlexiLoan.

Simply name your GXS FlexiLoan "IKEA" to enjoy these exclusive perks.

1.28% OFF

your GXS FlexiLoan interest rate

Check your GXS FlexiLoan interest rate easily on the GXS Bank app. Get 1.28% off your prevailing rate in cashback!

S$50

IKEA voucher

Enjoy S$50 off your next IKEA purchase!

3 easy steps to enjoy exclusive IKEA benefits:

1

Download GXS Bank app.

2

Sign up for a GXS FlexiLoan account.

See your personalised interest rate and credit limit upon approval.

3

Draw an Instalment Loan & name it "IKEA".

Draw an Instalment Loan of S$4,000 or more, with a tenure of min. 12 months. Name your loan "IKEA" to enjoy all the exclusive perks!

For the full list of prizes and promotion terms, click here.

A monthly lucky draw will be conducted for the months of April, May and June 2024.

Existing GXS FlexiLoan customers are eligible for the lucky draw 

(if step 2 is completed during the 3 months), and are not eligible for the S$50 Grab voucher.

Benefits of GXS FlexiLoan

Save more with lower rates.

Enjoy low interest rates from just 1.6% p.a. (EIR 3% p.a.) with GXS FlexiLoan.

Check your rate easily on the GXS Bank app and name your loan "IKEA" to get 1.28% off your prevailing rate in cashback!

No fees.

We don’t charge annual, processing, early repayment or late fees when you take an Instalment Loan on your GXS FlexiLoan account.
Late interest is chargeable upon late repayment.

Your loan, your way.

Choose a loan amount and duration that works for you. Check and manage your monthly repayments easily on the GXS Bank app.

Do more
for the planet.

Our physical GXS FlexiCard is made of recycled materials, and the packaging is made of natural and sustainable materials.

1. Effective Interest Rate (EIR) is calculated based on an average loan amount of S$10,000 with a 24-month repayment period, from 1 Jan 2024 to 1 Jan 2026.

By applying for the GXS FlexiLoan, you confirm that you are between 21 to 65 years old (inclusive), a Singaporean citizen or permanent resident, and earn a minimum income of S$20,000 p.a., and you consent to GXS Bank reporting to, or conducting checks with, Credit Bureau (Singapore) Pte Ltd for the purposes of your loan application.

Approval of all GXS FlexiLoan applications is subject to receipt of all supporting documents and further review. GXS Bank reserves the right to approve or reject your application without providing any reasons. Late interest charges may apply in the event of late repayment. Your loan is subject to review from time to time, and may be cancelled by GXS Bank at its discretion.

Click here for the GXS FlexiLoan Terms and Conditions that apply. GXS Bank is a separate entity and is not associated with the businesses of IKEA, Grab Holdings, Singtel and their entities. The GXS FlexiLoan is provided by GXS Bank. GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.


Click here for the IKEA promotion terms and conditions.