GXS Bank

Terms and conditions governing Pocket+ Beta Programme (“Programme”)

By participating in the Programme with GXS Bank Pte. Ltd. (“GXS” or “Bank”), you agree to the following terms and conditions (“Terms”):

A. Programme

1. Eligibility: 

  1. The Programme is available to you if:
    i. you maintain a GXS Savings Account;
    ii. you received the Bank’s invitation addressed to you to participate in the Pocket+ Beta Programme (“Invitation”);
    iii. you opted to participate in the Programme by way of the method specified by the Bank; and
    iv. by 23:59 of the first day of the Programme Period (as defined below), the funds maintained in your GXS Savings Account are equal to or less than Programme Maximum Balance (as defined below), excluding any interest which may accrue on the balance and be paid by the Bank into their GXS Savings Account in excess of the Programme Maximum Balance from the date of the Invitation thereon,
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    (“Eligible Customer”).
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  2. If the funds maintained in your GXS Savings Account exceed the Programme Maximum Balance as at 23:59 of the first day of the Programme Period, you shall not be an Eligible Customer for this Programme.
  3. You will not be eligible to participate in this Programme for any new GXS Savings Account you successfully open, and if you held and closed a GXS Savings Account previously.

2. Programme Period:

The Programme is available during the dates stated in the Invitation or such date(s) as determined and notified by the Bank in its sole discretion (“Programme Period”).‍
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3. Programme, Bonus Interest and how to participate:

  1. By participating in the Programme, an Eligible Customer agrees that the maximum balance amount of their GXS Savings Account shall be the amount stated in the Invitation for the duration of the Programme Period (“Programme Maximum Balance”). 
  1. The Programme Maximum Balance shall be effected by the Bank within seven (7) business days from the first day of the Programme Period. An Eligible Customer shall ensure that no funds in excess of the Programme Maximum Balance are deposited into the GXS Savings Account throughout the Programme Period, notwithstanding that the Programme Maximum Balance has not been implemented or that such deposits are successful, other than by the Bank.
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  2. An Eligible Customer will receive bonus interest in the manner stated in the Invitation for the Programme (“Bonus Interest”) if, during the Programme Period:
    i. the Eligible Customer maintains funds in at least one Saving Pocket during the Programme Period; and
    ii. the Eligible Customer ensures that no funds in excess of the Programme Maximum Balance are deposited into the GXS Savings Account throughout the Programme Period, notwithstanding that such deposits are successful, other than by the Bank.
    (“Successful Customer”).
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  3. Bonus Interest will be credited into the Successful Customer’s Main Account or, at the Bank’s sole discretion, the respective Saving Pocket(s) or any other Saving Pocket(s) of the GXS Savings Account maintained by the Successful Customer, within seven (7) business days after the relevant period stated in the Invitation for the Programme. Bonus Interest will be credited by the Bank into the GXS Savings Account notwithstanding that the Programme Maximum Balance has been reached.
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  4. An Eligible Customer may, throughout the Programme Period, continue to operate your GXS Savings Account, including maintaining funds in the Main Account and Saving Pocket(s). Save that the maximum balance amount of an Eligible Customer’s GXS Savings Account is the Programme Maximum Balance for the Programme, all terms of the Deposit Account Terms shall remain unchanged.
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  5. For the avoidance of doubt:
    i. interest will continue to accrue on the balance in an Eligible Customer’s GXS Savings Account and be paid by the Bank into their GXS Savings Account notwithstanding that the Programme Maximum Balance has been reached; and
    ii. the maximum balance amount of the GXS Savings Account shall automatically be changed to the prevailing maximum balance amount determined by the Bank within fourteen (14) business days after the Programme Period.
B. Definitions
  • “Deposit Account Terms” means the terms and conditions governing the GXS Savings Account, which can be found at https://www.gxs.com.sg/tnc.
  • “GXS Savings Account” means the GXS Savings Account, for which more information can be found at https://www.gxs.com.sg/save. The maximum balance amount of your GXS Savings Account is the aggregate balance in your Main Account and Saving Pocket(s). Once the maximum balance in your GXS Savings Account has been reached, you will not be allowed to make any deposits, or receive any transfers, into your GXS Savings Account. Interest will continue to accrue on the balance in your GXS Savings Account and be paid by the Bank into your GXS Savings Account. The Bank may also make other credits (e.g. cashback or rewards) into your GXS Savings Account after the maximum balance in your GXS Savings Account has been reached.
  • Any references to “month” in the Invitation means calendar month or any part thereof within the Programme Period.
C. Additional Terms for Bonus Interest
  • Bonus Interest shall be as stated in the Invitation for the Programme, issued on a per-customer, first-come-first served basis and are while stocks last.
  • You will not receive the Bonus Interest under this Programme and Bonus Interest will be forfeited, notwithstanding that otherTerms of the Programme have been complied with, if:

    a. you are not an Eligible Customer;
    b. your GXS Savings Account is closed prior to the crediting of Bonus Interest for the Programme or any part thereof for any reason;
    c. your GXS Savings Account is not active and/or not in good standing with the Bank until the point of fulfilment of Bonus Interest for the Programme or any part thereof;
    d. funds maintained exceed the Programme Maximum Balance as at 23:59 of the first day of the Programme Period;
    e. any funds in excess of the Programme Maximum Balance are deposited into the GXS Savings Account, notwithstanding that such deposits are successful, other than by the Bank.
  • Bonus Interest is not exchangeable for cash, credit or any other items, and cannot be transferred or assigned.
  • The Bank reserves the right to replace, exchange, vary or substitute the Bonus Interest with an item(s) of equivalent value at its sole discretion without prior notice or reason and without liability to any persons.
  • If the Bank at any time determines at its sole and absolute discretion that any of the requirements of the Programme were not met or complied with, the Bank reserves the right to recover any or all Bonus Interest (or its equivalent value) by deduction from your GXS Savings Account or any account you maintain with us.
D. General
  • This Programme is not valid with other programmes or promotions unless otherwise stated.
  • The Bank may add to, amend, modify or vary any or all of these Terms at any time without notice or liability to any person.
  • The Bank’s records and decisions on all matters relating to the Programme (including but not limited to the eligibility of any person to participate in the Programme) shall be final, conclusive and binding on all customers. We are not obliged to entertain any correspondence.
  • In the event of any inconsistency between these Terms and any brochure, marketing or informational material relating to the Programme, these Terms shall prevail.
  • The Bank, employees and/or independent contractors shall not be liable for any loss, liability, expense, damage and/or injury whatsoever or howsoever incurred or sustained by any person by reason of, arising from or in connection with the Programme including the redemption or use of any good, service, product or facility of any merchant (if applicable) or for any other reason.
  • The Bank is not responsible for any failure or delay in the transmission of any transaction by any party, including acquiring merchants, merchant establishments or any telecommunication provider.
  • These Terms shall be governed by and interpreted in accordance with Singapore law, and you agree to submit to the exclusive jurisdiction of the Singapore courts.
  • A third party who is not a party to these Terms shall have no rights under the Contracts (Rights of Third Parties) Act 2001 of Singapore to enforce or enjoy the benefit of any provision of these Terms.
  • These Terms shall apply in conjunction with the Deposit Account Terms, which shall apply.
  • All information is accurate at the time of publication.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.



GXS Bank Pte. Ltd. (UEN: 202005626H)

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