Terms and conditions governing Pocket Locket Campaign (“Promotion”)

1. Eligibility: 

You are eligible to participate in the Promotion if you are a customer of GXS and have received a message in the inbox of your GXS Bank app, and/or via email sent to your email address on record with the Bank, notifying you of your eligibility to participate in the Promotion to receive a reward (“Notification”).

2. Promotion Period:

The Promotion is available during the dates stated in the Notification or such date(s) as determined and notified by the Bank in its sole discretion (“Promotion Period”).‍
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3. Programme:

1. By fulfilling the requirements of the Promotion, you shall be entitled to receive Bonus Interest (as defined below) for successfully fulfilling the requirements for deposits placed in Pocket Lockets (as defined below) (“Successful Customer”):

2. To be a Successful Customer, you must:
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   i. prior to the start of the Promotion Period:
   
          1. deposit fresh funds of between S$1,000 and S$30,000 into your GXS Savings Account by the dates stated in the Notification or such date(s) as determined and notified by the Bank in its sole discretion, subject to the maximum balance amount of your GXS Savings Account;
   
          2. create one or more Pocket Lockets by creating new Saving Pocket(s), and name them ‘Pocket Locket’. You may create up to eight (8) Pocket Lockets;
   
          3. fund at least S$1,000 across one or more Pocket Lockets (“Minimum Principal Amount”), up to a maximum of S$30,000 across one or more Pocket Lockets (“Maximum Principal Amount”); and
   
   ii. throughout the Promotion Period, maintain between the Minimum Principal Amount and Maximum Principal Amount across all Pocket Lockets within your GXS Savings Account (“Qualifying Deposit Amount”).
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3. Bonus Interest shall be payable on the Qualifying Deposit Amount only. No Bonus Interest shall be payable on the interest paid to you for deposits in the Pocket Lockets. For the avoidance of doubt, you will continue to earn the interest at the prevailing rate for Saving Pockets for deposits in the Pocket Lockets.
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4. The closure of a Pocket Locket, or partial or premature withdrawal from all Pocket Lockets such that the Minimum Principal Amount is not met, for any reason shall be deemed to be early termination of a Pocket Locket, and will not fulfil the requirements of this Promotion.

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