GXS FlexiLoan "SAVEBIG" Interest Rebate Terms & Conditions

The promotion is valid for new GXS FlexiLoan sign-ups from 24 September to 31 October 2025.

The promotion is available to you if you perform a drawdown of a single Instalment Loan of not less S$10,000 between 24 September 2025 and 31 October 2025 (both dates inclusive) (“Promotion Period”) and such loan has a loan tenure of not less than 12 months (“Eligible Customer”). You must name your loan "SAVEBIG". 

You will not be an Eligible Customer for this Promotion if:
(i) you make any early repayments on your applicable loan for this Promotion ("Loan") on any given month for the first 12 repayments of your Loan;
(ii) you default on any GXS FlexiLoan repayments;
(iii) have signed up for GXS FlexiLoan via any financial comparison platforms including but not limited to Moneysmart, Singsaver, Lendela;
(iv) any condition of this Promotion has not been complied with;
(v) any information which you have provided to the Bank during the GXS FlexiLoan application process has materially changed prior to drawdown of the Loan or during your Loan;
(vi) you fully repay any total loan outstanding early during the Promotion Period, unless such repayment occurs in your final instalment month for the final instalment payment;
(vii) you make any repayment which is of a greater amount than your monthly repayment amount of your Loan on any given month for the first 12 repayments of your Loan, even if you repay only your monthly repayment amount of your Loan in the subsequent month; or
(viii) at any time during the Promotion Period or prior to fulfillment of the Cashback or completion of fulfillment of the Cashback, your GXS FlexiLoan account or GXS Savings Account with the Bank is closed, suspended, cancelled or terminated (whether voluntarily or involuntarily), or you’ve breached any of the Terms of this Campaign, the GXS FlexiLoan Terms and Conditions or the GXS Deposit Account Terms applicable to the GXS Savings Account.

If you successfully participate in this Promotion, the loan drawn under this Promotion cannot be used to participate in any other GXS FlexiLoan campaign. 

The Reward is capped at S$1,200 per Eligible Customer and limited to the first 150 Eligible Customers who comply with the Promotion Terms. If more than one Instalment Loan is drawn and named "SAVEBIG" during the Promotion Period, the cashback will be awarded based on the highest loan amount. An Eligible Customer is only entitled to one (1) cashback if they have successfully complied with the terms of this Promotion. 

In order to receive the Reward, all Eligible Customers are required to already have an existing GXS Savings Account or open a GXS Savings Account by the specified date. The Reward will be credited directly into an Eligible Customer's GXS Savings Account. Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

The cashback rebate of 1.28% will only be applicable to the first 12 months of your loan tenure. The cashback based on an Instalment Loan will be split and credited to the Main Account of your GXS Savings Account in twelve (12) equal instalments and will be credited by the 15th of each month starting from the month after your first billing month, if all of the eligibility criteria are met. If any of the eligibility criteria are not met at the point of cash crediting, you will not be eligible for the cash credit for the remaining months