Spend with GXS

Put your dollar
to work

on the go.

Get rewarded.

Good becomes great when you’re on the app! Make better decisions with insights on the coming and going of your cash, and earn rewards you actually want.

Get ready for Cashback Boost

Earn up to S$70 in cashback.


Earn S$10 cashback bonus

Sign up by 30 Jun 2024 and make your first transaction on GXS Debit Card by 31 Jul 2024 to earn S$10 cashback1.


Earn up to S$60 cashback boost

From 1 Jun to 31 Aug 2024, get 1% cashback on eligible transactions when you spend on your GXS Debit Card and on Grab or Singtel Dash app with your linked GXS Savings Account2.

Register for waitlist

T&Cs apply.
GXS is a separate entity and is not associated with Grab, Singtel and their entities.
We are sending out invitations in batches, join our waitlist today to get first dibs when more slots are released.

1,2Offer valid for new GXS Savings Account customers who sign up between 30 May 2024 and 30 June 2024.
2Cashback is capped at S$20 per month.

For full terms and conditions, click here.

GXS Debit Card

Say hello to the GXS Debit Card. Start your rewards journey and make a difference with us.

Apply for your GXS Debit Card now from within the GXS app.

Have a GXS Savings Account?
Tap the above to get your GXS Debit Card now on the GXS app!

Applicable to existing GXS Savings Account customers only. T&Cs apply.

(If you don't see it, rest assure we are progressively rolling out the GXS Debit Card to more users, so stay tuned!)

Travel the world with GXS Debit Card

– Zero foreign transaction fees.

Enjoy no foreign transaction fees and hidden charges when you use your GXS Debit Card on overseas spend!
Plus, continue to get instant rewards for each eligible transaction of min S$10 spent with your GXS Debit Card.
T&Cs apply.

instant rewards.

Spend a minimum of S$10 on eligible transactions with your GXS Debit Card to unlock an instant reward. The best part? There are no limits to how many rewards you can earn!

No rate markups,
no foreign transaction fees.

Enjoy no foreign transaction fees and hidden charges when you use your GXS Debit Card on any foreign currency spend! Plus, we keep it real with no exchange rate markups2. Find out more here.

T&Cs apply.

Make it yours.

Pick a card that reflects your true style. Off-White for the zen minimalist, Dark Purple for the smooth operator, and Purple for the adventurous wanderer! There's something for everyone.

Plus, let us know if you want a physical GXS Debit Card and we'll send one your way!

Do more
for the planet.

We're dedicated to making a positive impact in this world.

If you opt for a physical card, fear not because our GXS Debit Card is made of recycled materials and the packaging is made of sustainable materials (naturally).

We've fostered 3 leatherback turtles with Sea Turtle Conservancy, in support of their programmes and to help spread awareness about turtle conservation, contributing to a positive change on our planet!

Don't worry, no commitments (e.g. monetary) are required from turtle parents!

No exchange rate markups, we're close to Google’s rates2.

Other ways to spend with GXS

Part of your
everyday apps.

Perform essential transactions right within the Grab and Singtel Dash apps - secured by your GXS passcode.

your points.

Level up your points game. Get 1.2X points¹ when you pay with GXS on the Grab app.

Manage on the go

More rewards
as you spend.

Unlock a special treat for every $10 spent on your GXS debit card! Get your digital debit card instantly on sign up and start your rewards journey with us.

Boost your

Level up your points game. Get 1.2 x points when you pay with GXS on the Grab and Singtel Dash app. Drum roll please: get 2,500 points boost when you link and set your GXS account as the primary payment mode on Grab and/or Dash.

Terms apply


Send and receive money easily and securely with PayNow and bank transfers.

Close control.

Track your money in and out. Manage your transaction limits. It's real simple.

Homegrown bank, backed by homegrown parents

GXS holds a bank license issued by the Monetary Authority of Singapore.

It is backed by a consortium consisting of Grab Holdings Inc., Southeast Asia’s leading super app and Singtel, Asia’s leading communications technology group.

GXS is a separate entity and is not associated with Grab Holdings, Singtel and their entities. The GXS Savings Account is provided by GXS.

Got questions?

We got answers.

Visit our Help Centre for FAQs or chat with us on the GXS app.
We’re online all day, every day.

Deposit Account Terms

Deposit Insurance Scheme

Debit Card Terms

Debit Card Reward Terms

1. This translates to up to 1.44% spend back in GrabRewards points.

View full T&Cs for Grab and Singtel here.